GOLD INVESTMENT

YES, now is the good time to invest in GOLD.
Invest in gold to build up your gold portfolio, whether you choose to go for physical gold or 'bank-transact' gold (paper gold), it is still a good choice.

Down turn in the share market & major countries like US having hard time with their economics make the gold price float high. Still wanting to put all your money into the bank for the interest? OK, here's some figures you might want to consider gold. GOLD hit USD1000 per ounce this February 09, and dropped to USD895 per ounce last Wednesday. It got up to USD1000 once due to alot of money withdrawn from sharemarket and put into gold market, as the demand goes high, the price does too (Supply & Demand). It is rising up again for the next wave. Today, gold priced around USD924, it is USD19 rise in 2 days! The gold price is predicted to be Q2 - USD950, Q3 - USD1000 & Q4 - USD1050 for Year 2009.

My opinion, invest in as soon as possible to take advantage of current price. When to let go? I would say hold it until just after Christmas 2009 ( maybe 1 or 2 days later). Don't you think GOLD is the safest & most stable investment with regards to current situation?

Share Market Investment During Economic Crisis?

Is it a good time to invest in Sharemarket right now?

Some people says, this is the time to invest in during this time of economy down turn. Reason given is that a lot of the share values are under market value.

If you buy that as a good statement, I wish you good luck.

Well, no one really can tell what will happen tomorrow, right?

Same to Share Market.

Those people that tells you that ' it is the best time to invest...', they are actually assuming the economy will boost in a very near future. An diagram as like this:-

The red point represent the time, and the blue line is the predicted trend.

They are 'guessing' that the share values will shoot up.

If that is the case for now, then it is the RIGHT TIME.

BUT, what if the current situation is like this:-

Where this diagram shows that the market trend is predicted to be going down for awhile before it rise up. Then, it is not a good time to invest. You would want to wait for awhile until it reach the bottom.

The conclusion is - there is no conclusion to the Share market analysis as you may already have realized that it has the same rules as gambling. No right no wrong, just your luck. Trust your sense and have a good timing.

Good Luck.

PR --> Public Relationship

How good is your PR rate (out of 10)?
- Does your fellow workmates likes you?
- Does your customers make phone calls to you often?
- Is your suppliers treat you well?
- Do you maintain your family communication well?
- Do you think that your boss in favour with you?

If you have 1 "No" answer on any question above, your PR rate would most likely be below 5 out of 10.

Public Relationship (PR) - all businesses that you do depends on your PR (in most part..), that's translate to you income! Treat your mates well, regardless of in any field.
Start Now!

Good Stuff 12: Credit Card Part 2 – Convenience Credit Card

Credit Card Transaction Machine

Similar to other cards like Charge Card, Debit Card. Credit Card can be use in many retail stores all around the world. Stores equipped with ‘Credit Card Transaction Machine’ allow customer to pay using Credit Cards. It is quite convenient for ‘Frequent Travellers’ who do not want to have many cash in hand, in some other cases which would be for emergency usage.

Some ‘Cash-Out Machines’ accept Credit Card for cash out transaction. It makes travelers love to bring along at least one credit card in hand as it may come in handy. Imagine that if you were out of the country for business or pleasure, where you were in a city with no friends and you were running out of cash (not to mention other things worse than this). What would you do? Call back to you friends or family and ask them to deposit some funds to you bank account? OR would you like to cash out immediately with you Credit Card for you needs? Which is more convenient – you make the call.

Now, you see the usefulness of Credit Card. So, if you are able to, get at least one Credit Card for yourself – for at least emergency use, you will never know what will happen next.

Good Stuff 11: Credit Card Part1 - Discover Credit Card

1st Credit Card




A credit card is a system of payment named after the small plastic card issued to users. Issuer (financial firm) lends money to the consumer (or the user), a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged, but because of competition between the issuers, the customer (or the user) will have 0 interest charged if the balance is cleared within 30 days from the day of the transaction (a.k.a. Grace Period) and other benefits when using the credit card, such as free travel insurance, reward points, free gift and etc. Most credit cards are the same shape and size, as specified by the ISO 7810 standard.


Travelers will normally have credit cards, as they may not need to carry a lot of cash in hand (personal security and safety reasons) and travel around. They would just carry some sufficient cash and credit cards. Credit card is also come in handy for people who do not like to carry huge amount of cash in hand (for emergency usage purpose).

Below are some examples of credit cards.

My Arowana Video Clip

Good Stuff 10: Double Egg Yolk

I was served with this egg when I went for dinner at a local restaurant. I pay for the price of one egg, and I get 2 egg yolks. Just would like to share this picture with you folks.