Good Stuff 12: Credit Card Part 2 – Convenience Credit Card

Credit Card Transaction Machine

Similar to other cards like Charge Card, Debit Card. Credit Card can be use in many retail stores all around the world. Stores equipped with ‘Credit Card Transaction Machine’ allow customer to pay using Credit Cards. It is quite convenient for ‘Frequent Travellers’ who do not want to have many cash in hand, in some other cases which would be for emergency usage.

Some ‘Cash-Out Machines’ accept Credit Card for cash out transaction. It makes travelers love to bring along at least one credit card in hand as it may come in handy. Imagine that if you were out of the country for business or pleasure, where you were in a city with no friends and you were running out of cash (not to mention other things worse than this). What would you do? Call back to you friends or family and ask them to deposit some funds to you bank account? OR would you like to cash out immediately with you Credit Card for you needs? Which is more convenient – you make the call.

Now, you see the usefulness of Credit Card. So, if you are able to, get at least one Credit Card for yourself – for at least emergency use, you will never know what will happen next.

Good Stuff 11: Credit Card Part1 - Discover Credit Card

1st Credit Card




A credit card is a system of payment named after the small plastic card issued to users. Issuer (financial firm) lends money to the consumer (or the user), a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged, but because of competition between the issuers, the customer (or the user) will have 0 interest charged if the balance is cleared within 30 days from the day of the transaction (a.k.a. Grace Period) and other benefits when using the credit card, such as free travel insurance, reward points, free gift and etc. Most credit cards are the same shape and size, as specified by the ISO 7810 standard.


Travelers will normally have credit cards, as they may not need to carry a lot of cash in hand (personal security and safety reasons) and travel around. They would just carry some sufficient cash and credit cards. Credit card is also come in handy for people who do not like to carry huge amount of cash in hand (for emergency usage purpose).

Below are some examples of credit cards.